Have you ever wondered how employees in India get medical and financial support in case of illness, maternity, or accidents? The Employee State Insurance Corporation (ESIC) is a government run social security system.
But how does it work? What are the benefits? And how do you access them? Let’s know all the details.
ESIC means Employee State Insurance Corporation. It is a government organization that provides healthcare and financial employee benefits to employees working in companies. If a worker earns ₹21,000 or less per month (₹25,000 for disabled employees), they are covered under this scheme.
Both the employer and employee contribute a small amount to ESI every month. In return, it helps employees with free medical treatment, maternity benefits, disability support, and compensation for job related injuries or illnesses. It ensures that workers and their families get financial and medical security in times of need.
Every insured employee gets a unique 10-digit number, which serves as their identity in the system. This number is needed to get medical care, financial benefits, claim settlements and many more such employee benefits.
The contribution is deducted from the employee’s salary and also paid by the employer.
Now you can easily calculate your ESI contribution with our easy to use ESI Calculator.
To check your balance, follow these steps:
Alternatively, you can visit the nearest branch to get your balance details.
The ESI Card (Pehchan Card) is an identification card issued to beneficiaries. It enables employees and their families to avail themselves of medical benefits at ESI hospitals.
An IP (Insured Person) number is another term for an ESI number. It is used to track employee contributions and benefits in the employee state insurance corporation system.
The Employees State Insurance Act, 1948, ensures financial protection for employees in case of:
Employers must register under ESI if they have 10 or more employees (20 in some states).
To download your Employee State Insurance Corporation ESIC payment receipt:
Employers need to generate ESI challans to complete their monthly ESIC payments.
You can add your family members to your ESI account for extended coverage.
Your dependents will now be eligible for ESI benefits.
The Employee State Insurance Corporation (ESIC) is a crucial safety net for employees, offering financial and medical protection. Whether you need to check your ESIC number, download an ESIC card, generate an ESIC challan, or check your ESIC payment status, the esicportal make everything accessible online.
By understanding ESIC, employees can make the most of their healthcare benefits, maternity support, and financial aid during medical emergencies. Stay informed, use your ESIC benefits, and secure your future!
The Employees’ State Insurance Corporation (ESIC) is a social security organization under the Ministry of Labour and Employment, Government of India.
ESIC provides health insurance and various other benefits such as medical, disability, maternity, and dependent benefits to employees earning less than ₹21,000 per month.
Employees earning wages up to Rs. 21,000 per month are eligible for ESI coverage.
Yes, ESI is applicable pan-India, with variations in certain regulations across states.
Documents such as PAN card, address proof, employee details, and establishment documents are required for ESI registration.
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