Credit Analyst | Job Description Template

We’re seeking a skilled Credit Analyst to assess the creditworthiness of our customers. You’ll look at financial data to see if a borrower will be able to meet their financial responsibilities.

Company Address 

(…………….)

Educational Qualifications

• A bachelor’s degree in business, statistics, or a related subject is required.

Skills Required for the job

• Working experience as a credit analyst is required. 
• Up to date on legal, compliance, and market risk concerns Proficiency with statistical programmes and financial software 
• Analytical skills for financial flows, leverage, collateral, and customer strength 
• Communication and presenting abilities are essential. 

Job Responsibilities

• Examine the creditworthiness of current or potential clients. 
• Take a look at your financial activities and credit history on a case-by-case basis (applications, statements, balance sheets, legal documents, etc) 
• The total ratio, the trend, and the cash flows make estimates and analyses 
• Deliver an accessible and insightful holistic view of the investment prospects. 
• Determine the level of risk involved in detail. 
• Analyze data thoroughly and provide clear, objective reports. 
• Check loans for compliance on a regular basis. 
• Follow credit policies and rules. 
• Continuously assess the asset quality of a company’s portfolio. 
• Create credit data models that forecast trends and patterns.

Company Offerings

Salary- (…..) 

Other Benefits- (….)